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Medical bills piling up. I'm in debt from the kidney stone procedure already but now all the claims from lab work and doctors visits have blindsided me. I hate money/healthcare
I'm so sorry, ITM. Healthcare is the fucking worst. We finally got confirmation that we're covered this week for the surgery. This is after weeks of back and forth about which kid this was for. Apparently, they can't deal with twins born on the same day.
Medical bills piling up. I'm in debt from the kidney stone procedure already but now all the claims from lab work and doctors visits have blindsided me. I hate money/healthcare
Awful- I had luck getting labcorp to discount some tests the doctor sent off for me one time by calling and saying I just couldn't come up with the money. It's worth a shot.
Medical bills piling up. I'm in debt from the kidney stone procedure already but now all the claims from lab work and doctors visits have blindsided me. I hate money/healthcare
Call them. They will work with you. They would rather have something over time than nothing. And you would be surprised how much they can write off.
Post by itrainmonkeys on Aug 7, 2017 18:20:47 GMT -5
It's a weird combo of things. My insurance is crappy with a high deductible (which my employer says they cover more than half of....just need to reimburse me) but even on top of that I have had to lay out $3,000 last week and find out that all my doctor visits/lab work/scans are about $1,000 on their own.
These are just the EOB's for now and not bills but I have to organize everything and figure out how I'm going to tackle this. I was fine with losing the ~$400 that I was going to lose when having to skip Newport but now I'm feeling like I'm trapped for the next year in bills and shit.
I am sorry you are having to deal with all that ITM. If you are questioning how you are going to handle it, then I agree with everyone saying to call. You don't have to pay all at once. They want that money and will work with you in order to get it. Sucks that you are going to miss out on a festival but taking care of yourself and handling your business is the most important thing.
My Dad is (most likely) getting kicked out of the house. He's taking a new job that would make him happier, and he'd make the same amount of money. If not more. My mother isn't very happy about this. Not a very current raging type of GRRR feeling. More like a frustrating, lower my head and sigh type of grrr
My Dad is (most likely) getting kicked out of the house. He's taking a new job that would make him happier, and he'd make the same amount of money. If not more. My mother isn't very happy about this. Not a very current raging type of GRRR feeling. More like a frustrating, lower my head and sigh type of grrr
Hey, that's why this thread is here. "Big" or "small" this is the GRRR thread. You gotta let it out. Hopefully it all works out fer the best.
I got an email from the owner of the company I work for yesterday informing me that all employees are being switched to 1099 independent contractors with reduced pay and no more benefits starting September 1st. So that's going to be fun.
I got an email from the owner of the company I work for yesterday informing me that all employees are being switched to 1099 independent contractors with reduced pay and no more benefits starting September 1st. So that's going to be fun.
I got an email from the owner of the company I work for yesterday informing me that all employees are being switched to 1099 independent contractors with reduced pay and no more benefits starting September 1st. So that's going to be fun.
I do my best to distract myself from this but it always comes creeping back. I am head over heals for one of my best friends. Unfortunately, 9 months out of the year we are 4 hours apart. Every time we hangout it always seems like a date, as in we always try to make it special. Things are so easy. People always mistake us for a couple and for a brief moment I actually kinda believe it. I have wanted this girl for 8 years and it is just killing me. And the worst part is, I'm pretty sure she likes me too. Alternatively, my friendship with her is so important to me. I've confessed feelings for another best friend before (I have a problem) and things never fully got better. Rant over. I'm going to bed. I will absolutely see this in the morning, hate myself for posting it and delete it
Moved less than two weeks ago. Woke up this morning with my girlfriends car that was left unlocked open and clothes strung out across the yard. Nothing stolen as far as i can tell.
So we found out today that TOPS doesn't pay out until October. The adviser told Kyle that he will get a refund check once the payment posts. They used the whole amount of parent plus loans (plus all of his aid/grants) to cover tuition, boarding and meal plan (plus those hundred other little fees that stick you with, which you don't know about). Hopefully he can charge his books to his tuition/school since they owe us $2967 according to our statement/adviser, otherwise I told him he is going to have to borrow the money from his pawpaw and I am not doing that.
We are barely pull college off, I don't get this fucked up system.
Oh, and I also told Kyle to put his his application for work study or college jobs. The faster he gets one, the easier it will be for him to get books.
So we found out today that TOPS doesn't pay out until October. The adviser told Kyle that he will get a refund check once the payment posts. They used the whole amount of parent plus loans (plus all of his aid/grants) to cover tuition, boarding and meal plan (plus those hundred other little fees that stick you with, which you don't know about). Hopefully he can charge his books to his tuition/school since they owe us $2967 according to our statement/adviser, otherwise I told him he is going to have to borrow the money from his pawpaw and I am not doing that.
We are barely pull college off, I don't get this fucked up system.
Oh, and I also told Kyle to put his his application for work study or college jobs. The faster he gets one, the easier it will be for him to get books.
A lot of colleges have a spending account attached to student IDs that can be used at certain locations in the area (often including the school bookstore). I know at the college I went to we were able to transfer surplus financial aid money onto our CollegeBucks and use the CollegeBucks to pay for books. Maybe look into that?
5.5/four tet, daphni b2b floating points, avalon emerson 5.12/neil young 5.19/mannequin pussy 5.21/serpentwithfeet 5.25/hozier 6.12-16/bonnaroo 6.28/goose 6.29/goose 9.17/the national + the war on drugs 9.23/sigur ros 9.27-29/making time 10.17/air
So we found out today that TOPS doesn't pay out until October. The adviser told Kyle that he will get a refund check once the payment posts. They used the whole amount of parent plus loans (plus all of his aid/grants) to cover tuition, boarding and meal plan (plus those hundred other little fees that stick you with, which you don't know about). Hopefully he can charge his books to his tuition/school since they owe us $2967 according to our statement/adviser, otherwise I told him he is going to have to borrow the money from his pawpaw and I am not doing that.
We are barely pull college off, I don't get this fucked up system.
Oh, and I also told Kyle to put his his application for work study or college jobs. The faster he gets one, the easier it will be for him to get books.
A lot of colleges have a spending account attached to student IDs that can be used at certain locations in the area (often including the school bookstore). I know at the college I went to we were able to transfer surplus financial aid money onto our CollegeBucks and use the CollegeBucks to pay for books. Maybe look into that?
My advice (as a parent that has no money to offer to her child for college/books) was, go talk to your financial adviser. I don't care if they get tired of seeing you, that is their job. Find out about the weird $235 "REFUND" on the statement and find out if you can put your books on that account to be deducted from the refund.
I wish I could be the parent that could make sure that my kid has everything monetarily, but I am not. I can only give love and support. It has taught Kyle some hard lessons and he knows how to handle his money because of it. I also trust that I raised him well enough that he can figure it out. It just sucks how difficult that they make it.
A lot of colleges have a spending account attached to student IDs that can be used at certain locations in the area (often including the school bookstore). I know at the college I went to we were able to transfer surplus financial aid money onto our CollegeBucks and use the CollegeBucks to pay for books. Maybe look into that?
My advice (as a parent that has no money to offer to her child for college/books) was, go talk to your financial adviser. I don't care if they get tired of seeing you, that is their job. Find out about the weird $235 "REFUND" on the statement and find out if you can put your books on that account to be deducted from the refund.
I wish I could be the parent that could make sure that my kid has everything monetarily, but I am not. I can only give love and support. It has taught Kyle some hard lessons and he knows how to handle his money because of it. I also trust that I raised him well enough that he can figure it out. It just sucks how difficult that they make it.
I bought almost strictly International Student Edition books off ebay in school for a fraction of the cost. Right now if you pay with paypal credit and pay it off Within 6 months youre charged no interest. After the semester I would sell the books back on ebay for very little loss. The information in the books was almost identical, sometimes pages would be off a hair. And the ISE books were paperback, which i thought were nice becayse they went in my backpack better.
The school will sometimes try to sell you their Edition of a popular text book. This is a ploy to make you sell your book back to just them, if thr edition changes during the semester they wont even buy it back. Theyre always the textbook with the chapters rearranged and or some chapters ommitted.
If i couldnt get it off ebay, i would go rent it from a used book store, often for the same buyback price the campus store would give.
One of my sisters went into the hospital a couple days ago with extreme nausea, and ended up getting her gallbladder removed. She also has almost no feeling in her legs, and can not walk. The doctors did every test and were dumbfounded, but today they diagnosed her with extreme vitamin deficiency, and said it will take 6-12 months of hospitalization and intense rehab, she may never walk again. She's 37.
Post by Tainted Opossum on Aug 17, 2017 8:15:18 GMT -5
It's been a couple months since my cat died and my grief has been a slow burn. I have moments where I see her walk right by, I dream about her pur, I hear echoes of her meow at random times and it is so slow to leave. I spent 14 years waking up with this little creature and now I feel like I'm somehow starting over, at 29.
It's been a couple months since my cat died and my grief has been a slow burn. I have moments where I see her walk right by, I dream about her pur, I hear echoes of her meow at random times and it is so slow to leave. I spent 14 years waking up with this little creature and now I feel like I'm somehow starting over, at 29.
It gets better. I promise. You know what helps the most? Adopting a new pet that needs a home to give all that love to. After Apollo died I wasn't sure what to do with myself. Then I found Loki. Then Anubis and Thor. Cat lady.
My current GRR seems small in comparison to everyone's recent ones, but this was supposed to be a nice and relaxin' weekend at the beach with my girlfriend, her mom, and a few of her mom's friends and two children. It has quickly turned into a babysittin' trip that I did not sign up fer with three boys all under the age of six, and all with developmental issues. Apparently their grandmother (one of my lady's mom's friend stayin' with us) pretty much has to care fer them as their actual parents suck. I do feel fer the lady in that regard. Totally sucks.
But again, I did not sign up to watch them, care fer them, or play with them. This was supposed to be an ice relaxin' trip and I did not bring enough booze to not want to punch through a goddamn wall. Call me selfish. I don't fuckin' care.
I do my best to distract myself from this but it always comes creeping back. I am head over heals for one of my best friends. Unfortunately, 9 months out of the year we are 4 hours apart. Every time we hangout it always seems like a date, as in we always try to make it special. Things are so easy. People always mistake us for a couple and for a brief moment I actually kinda believe it. I have wanted this girl for 8 years and it is just killing me. And the worst part is, I'm pretty sure she likes me too. Alternatively, my friendship with her is so important to me. I've confessed feelings for another best friend before (I have a problem) and things never fully got better. Rant over. I'm going to bed. I will absolutely see this in the morning, hate myself for posting it and delete it
Go for it. 4 hours is nothing. Distance sucks but it's doable. And then when one of you can move it will be 100%worth it
I do my best to distract myself from this but it always comes creeping back. I am head over heals for one of my best friends. Unfortunately, 9 months out of the year we are 4 hours apart. Every time we hangout it always seems like a date, as in we always try to make it special. Things are so easy. People always mistake us for a couple and for a brief moment I actually kinda believe it. I have wanted this girl for 8 years and it is just killing me. And the worst part is, I'm pretty sure she likes me too. Alternatively, my friendship with her is so important to me. I've confessed feelings for another best friend before (I have a problem) and things never fully got better. Rant over. I'm going to bed. I will absolutely see this in the morning, hate myself for posting it and delete it
Go for it. 4 hours is nothing. Distance sucks but it's doable. And then when one of you can move it will be 100%worth it
I've thought about it. With where we are in our lives it just doesn't make sense. We're 20/19 and both sophomores in college. If it's not meant to be I don't want to tie her down in what people consider to the best years of our lives. Also she is working towards an incredibly competitive program and if she doesn't get in then she doesn't know where she is going. And I'm not worried about losing her in my life. We haven't gone to the same school for 5 years now and we don't always see each other but every time we do it's always special and we just pick up right where we left off
GF is starting nursing school, the reason for the recent move. Our last apartment has come up with 1100 dollars in in what we need to pay them for damages. Based on walls needing painted, carpet needing replaced, and damage from the dog ( i legitimately dont know what) thats a registered service animal...mostly normal stuff. We paid 200 dollars for some BS coverage that was supposed to cover 750 dollars in damage in lieu of paying a deposit when we moved in. The only reason that the carpet needing replacing was due to the overly humid apartment that also ruined some of our furniture and all of our rugs (even though we were running a dehumidifier 24/7).
We lived there for two years and never missed a single payment or had any complaint on or from us. Its really frustrating when you couple that with the 600 dollars in books that mostly have to be bought from the school and the 300 dollar in cell phone apps that we had to buy today (some nursing school bs). Im her support system and we're mostly paying for all of this out of pocket between the $$ i make and the some what ridiculous amount that shes been able to save over the last 2 years. Im trying to stay strong and confident that we can do this for her, but this 1100 dollars needed in 30 days is a really hard blow right after the move and everything else. She really doesnt need anymore stress on her considering the intensive 16 month program shes about to endure.
Im going to call tomorrow and see what the coverage I purchased at move in was any good for, but Im really starting to have buyer remorse on what we spent from our roo fund this year.
I really dont have any reason to grr. Especially about $$. Weve luckily rat holed enough to keep us afloat for a while. And weve got a lot more than most. This 1100 dollar bill jusy really gives me the red ass.
A week ago on our last day in San Francisco, my fiancee's handbag was stolen off the table in the restaurant we were at. She lost her cell phone, camera, credit/debit cards, driver's license, and $65 cash. We believe we know who stole the stuff, but SFPD was unable/unwilling to get it back for her - which is still seriously bothering her.
SFPD said that the area we were in has a high rate of armed robberies, so perhaps it's a blessing the bag was left unattended rather than she had a knife pulled on her. It's just things, things can be replaced. Yeah it sucks that she had to pay over $400 to get replacements for everything (except the camera) - but to me, the important thing is she's safe and unharmed.
Also, for anyone considering traveling to SF - stay far far away from the Tenderloin area. Or the Market St. area at night, between Union Square and City Hall.
A week ago on our last day in San Francisco, my fiancee's handbag was stolen off the table in the restaurant we were at. She lost her cell phone, camera, credit/debit cards, driver's license, and $65 cash. We believe we know who stole the stuff, but SFPD was unable/unwilling to get it back for her - which is still seriously bothering her.
SFPD said that the area we were in has a high rate of armed robberies, so perhaps it's a blessing the bag was left unattended rather than she had a knife pulled on her. It's just things, things can be replaced. Yeah it sucks that she had to pay over $400 to get replacements for everything (except the camera) - but to me, the important thing is she's safe and unharmed.
Also, for anyone considering traveling to SF - stay far far away from the Tenderloin area. Or the Market St. area at night, between Union Square and City Hall.
Yup, when we were there we got two blocks into Tenderloin and immediately called an uber. We were only another six blocks or so from where we were going, but we were that uncomfortable. I'm not a city guy so my experience with rough neighborhoods is shallow, but I've never seen so many junkies, homeless people, and mentally ill people in one place. It was rather dystopian, and it made me very sad.
5.5/four tet, daphni b2b floating points, avalon emerson 5.12/neil young 5.19/mannequin pussy 5.21/serpentwithfeet 5.25/hozier 6.12-16/bonnaroo 6.28/goose 6.29/goose 9.17/the national + the war on drugs 9.23/sigur ros 9.27-29/making time 10.17/air
Yup, when we were there we got two blocks into Tenderloin and immediately called an uber. We were only another six blocks or so from where we were going, but we were that uncomfortable. I'm not a city guy so my experience with rough neighborhoods is shallow, but I've never seen so many junkies, homeless people, and mentally ill people in one place. It was rather dystopian, and it made me very sad.
I agree. The place just appears to be a designated area for what society has cast aside and/or abandoned, and it's like - what does anyone do about it? The police don't even seem to bother unless violence breaks out. Hell, they only shown up to help us after I called the dispatcher and told her we were on that block looking for her stuff.
I've never seen such a place, except for Camden and maybe scattered about NYC.
bacon and had to walk a few blocks through the Tenderloin (but a few blocks from where you mentioned) when we first got to San Fran in '15. The very first thing we saw was a homeless woman pull her pants down and piss right next to us.
Welcome back Bonz, but I do not find it strange that your presence being requested in the Orgy thread and then you showing up, like it was the quacking Bonzai Bat Signal.